Insurance Services

Workers Compensation Services

Proper workers comp placement for park staff — maintenance, grounds, and office — with accurate classification.

Service Overview

Workers compensation for mobile home park operations requires accurate employee classification to ensure both compliance and cost efficiency. Maintenance technicians, groundskeepers, and office staff each fall into different classification codes with different premium rates — and getting the classification right matters for both your premium and your audit outcome.

Contractors Choice Agency reviews your employee roster, job descriptions, and payroll to ensure accurate classification before policy inception. We compare rates across multiple carriers, select the carrier with the best combination of rate and service for your operation, and provide guidance on establishing a workplace safety program that can reduce your experience modification factor over time.

When workplace injuries occur, we assist with claim reporting, work with your assigned adjuster to manage the claim efficiently, and provide guidance on return-to-work programs that reduce lost-time claim severity.

What We Do For You

Employee classification audit and optimization
Multi-carrier rate comparison
Payroll audit preparation
Workplace safety program guidance
Experience modification factor review
Claim reporting assistance
Return-to-work program support
Seasonal and part-time employee guidance

Who This Service Is For

Any mobile home park or manufactured housing community that employs maintenance technicians, groundskeepers, office staff, or any other type of employee — full-time, part-time, or seasonal.

Ready to Get Started?

Contact Contractors Choice Agency to put our workers compensation services to work for your community.