Flood Insurance Services

Flood insurance for mobile home parks requires navigating the intersection of federal NFIP requirements, private market alternatives, and the unique valuation challenges of manufactured housing community infrastructure. Contractors Choice Agency has experience placing both NFIP coverage and private flood insurance for MHC operators across the country.

Our flood insurance services begin with a review of your community's flood zone designation and an assessment of whether your current coverage (if any) is adequate for your exposure. We analyze whether NFIP limits are sufficient for your facilities or whether private flood coverage — with higher limits and broader terms — is the better option for your situation.

For communities that may be incorrectly mapped in high-risk flood zones, we can coordinate Letter of Map Amendment (LOMA) submissions to FEMA, which can significantly reduce or eliminate mandatory flood insurance requirements for federally-backed mortgages.