Umbrella Liability Coverage Services

Umbrella liability coverage is one of the most cost-effective risk management tools available to mobile home park operators, yet it is frequently omitted or undervalued. Our team will help you determine appropriate total liability limits — primary plus umbrella — based on your community's specific risk profile and the severity exposure that your amenities and operations create.

We place commercial umbrella coverage with carriers who write follow-form policies consistent with your underlying GL terms, ensuring no gaps between your primary and umbrella layers. We also review your umbrella policy's treatment of underlying auto liability and employer's liability to ensure complete coordination across your insurance program.

For large communities or those with significant amenities, we can structure layered umbrella programs providing $10 million or more in total liability protection at competitive aggregate premiums.